HSBC Holdings Plc reported fourth-quarter income fell 80% after taking surprising charges on holdings in a Chinese language bank and from selling its French retail operations. Chief Executive Officer Noel Quinn says he has solid self belief in the China financial system and has been satisfied by stimulus in fresh months. He also discusses the China property market and why he de-risked on commercial US true property. He speaks with Bloomberg’s Francine Lacqua on “Bloomberg Atomize of day: Heart East & Africa.”